There are many transaction options that will ensure payments and transfers are completed in a secure and speedy method. We’ve outlined a few of the ways that Bank First customers can pay and get paid.

Osko and PayID

You can make payments in real time using Osko and PayID. By registering a PayID, such as your mobile phone number or email address, when someone needs to pay you, you can simply give them your PayID instead of your BSB and account number. Click here for more information


You can pay bills via BPAY. Your bills will have a BPAY section with a biller code and reference number. Simply use these details to pay your bill via Internet, Mobile or Phone banking services and our App. In most cases, the biller will receive the funds in 1-2 business days.

Direct debit

Automatically have bills paid on time via direct debit. Direct debit involves a systematic transfer of funds from your account on an agreed date and can simply be set up using your BSB and account number.

Bank Cheques

By contacting Bank First on 1300 654 822 we can arrange for you to obtain a Bank Cheque from a Commonwealth Bank branch. A minimum of 24 hours notice is required. Fees and charges apply.

Regular payments

You can use Internet, Mobile, Phone Banking and our App to set up Regular Authorised Payments to transfer a set amount of money at a set time.


You can make deposits, withdrawals and pay your bills using your Bank First Visa Debit or Visa Credit Cards at over 3,200 Australia Post outlets displaying the Bank@Post sign. Deposits and withdrawals, using your Visa Debit Card, via Bank@Post are free transactions.

For information on our fees and charges refer to Terms and Conditions: Part B – Fees and Charges.